TATA Health Insurance Plans 2025, Eligbility, Benefits and Features, Apply Online Tata AIA offers a Smart Health Shield Plan- an all-covering health policy which protects coverage against cancer and cardiac diseases or 29 serious illnesses. Upon diagnosis of some major diseases, this plan even offers premium waiver, rewards and wellness programs from the insurer due to maintaining sound health, in addition to undergoing annual health screens. Policyholders can also choose additional benefits, such as monthly income benefits and return of balance premiums.
Tata AIG Health Insurance offers various health insurance plans that come with exclusive features according to different health requirements. It offers expenses related to pre- and post-hospitalization, ambulance, and daycare treatments. There are over 11,000 network hospitals across India for cashless treatment for the policyholder. In addition, Tata AIG has a no-claim bonus where it rewards the insured sum for each successive claim-free year with an increased sum. For more details go through the post given below.
TATA Health Insurance Plans 2025 Overview
Feature | Tata AIA Smart Health Shield Plan | Tata AIG Health Insurance Plans |
---|---|---|
Conducting Authority | Tata AIA Life Insurance | Tata AIG General Insurance |
Coverage | Cancer, cardiac diseases, 29 critical illnesses | pre-and post-hospitalization, daycare, critical illnesses |
Premium Payment Term | Flexible (10–40 years) | Based on chosen plan |
Network Hospitals | Not specified | 11,000+ across India |
Cashless Treatment | Not specified | Available |
Waiting Period | Not specified | Pre-existing diseases covered after a waiting period |
Additional Benefits | Premium waivers, wellness rewards, monthly income benefits | No-claim bonus, global cover, personal accident cover |
Multiple Claims | Allowed for unclaimed events | Not specified |
Maximum Maturity Age | 75 | Not specified |
Plan Date | 2025 | 2025 |
TATA Health Insurance Plans Benefits and Features 2025
Tata AIA Smart Health Shield Plan
Key Features:
- Comprehensive Coverage: Cancer, cardiac diseases, and 29 other critical illnesses.
- Flexible Premium Payment: 10 to 40 years premium payment term.
- Multiple Claims: Allows multiple claims for unclaimed events.
- Maximum Maturity Age: 75 years.
- Annual Health Screenings: Included for proactive health management.
Benefits:
- Premium Waivers: Premiums are waived upon diagnosis of major diseases.
- Monthly Income Benefits: Provides a monthly income after the diagnosis of a major illness.
Return of Premiums: Return of unclaimed premiums after policy maturity.
Tata AIG Health Insurance Plans 2025
Key Features:
- Comprehensive Coverage: It covers pre-hospitalization and post-hospitalization, daycare procedures, and critical illnesses.
- Cashless Treatment: Available at more than 11,000 network hospitals.
- Pre-Existing Diseases: Cover for pre-existing diseases after a waiting period.
- Customizable Plans: Options for add-ons like global cover and personal accident cover.
- No-Claim Bonus: Sum insured increases for every claim-free year.
Benefits:
- Large Network: Cashless treatments in a large network of hospitals.
- Add-Ons: Global cover and accident cover are available as add-ons.
- Increased Coverage: No-claim bonus for higher coverage in subsequent years.
- Global Coverage: Available for treatment abroad with additional add-ons.
TATA Health Insurance Plans Eligibility 2025
- Tata AIA Smart Health Shield Plan 2025
Age: Minimum entry age – 18 years, Maximum entry age – 65 years.
Maximum Maturity Age: 75 years.
Policy Term: 10 to 40 years, depending on the selected premium payment term. - Tata AIG Health Insurance Plans 2025
Age: Minimum entry age – 18 years, Maximum entry age – 65 years.
Family Coverage: Spouse, children, and parents can be included.
Policy Term: Varies based on the chosen plan.
Sum insured
- Individual Coverage: ₹3 lakh to ₹50 lakh or more, depending on the plan.
- Family Coverage: ₹5 lakh to ₹1 crore or more for family floater plans.
- Senior Citizen Plans: ₹3 lakh to ₹10 lakh, typically available for individuals aged 56–75 years.
Documents Required for TATA Health Insurance Plans 2025
- Identity Proof
- Address Proof
- Birth Proof.
- Income Proof (applicable)
- Medical Reports
How to TATA Health Insurance Plans 2025 Apply Online?
- Research and Compare Plans: Visit the official website or consult an agent to choose the best plan.
- Check Eligibility: Ensure you meet the age, income, and health criteria.
- Gather Documents: Collect identity, address, age, income proofs, and medical reports if required.
- Fill the Application Form: Complete the form online or offline with accurate details.
- Submit Documents: Upload or provide the required documents for verification.
- Medical Check-up: Undergo a medical check-up if required by the insurer.
- Pay Premium: Pay the first premium through the available payment options.
- Policy Issuance: After approval, the policy document will be issued.
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